How Apcopay Grew into an iGaming Gateway
Apcopay was set up in 2004 and two years later, in 2006, released the payment gateway that made its name with gambling merchants. From the start it paired a wide choice of payment options with strict controls, including PCI DSS compliance and layered fraud detection, and it widened its reach through agreements with large financial institutions and payment companies.
Cryptocurrencies were added to the product in 2013. The core clientele is still licensed merchants based in the EU and the UK, yet a network of partner banks lets Apcopay take on international businesses too. Operators licensed in Gibraltar, Malta, Alderney, the Isle of Man and Curacao are accepted.
Card schemes classify gambling merchant accounts under MCC 7995, a code that lets processors recognise gaming transactions and apply country restrictions where required. Today the gateway bundles more than 40 acquirers and processors and roughly 240 direct integrations of alternative payment methods.
Strengths and Drawbacks
Strengths
- Anti-fraud tooling built into the gateway
- One integration for every connected method
- Large choice of alternative payment methods
- Quick payout engine
- More than 100 currencies supported
Drawbacks
- No notable drawbacks reported
Running Apcopay in Your Casino Cashier
Behind one Apcopay connection sit more than 40 acquirers and processors and about 240 alternative payment methods that players can choose from. We plug that connection into your platform through our API, so the same integration serves deposits in the cashier and payments made in-play.
- Retry logic: failed transactions are logged and the player is offered another attempt, so fewer deposits are lost at the last step.
- High-value payments: Apcopay can link operators to instant bank transfer facilities around the world, a practical route for large VIP deposits and payouts.
Markets and Reach
More than 15 thousand clients in over 25 countries rely on Apcopay, which has processed 10 million transactions on their behalf. Its footprint keeps widening as it operates in more jurisdictions: the company has extended its partnership with Gigadat in Canada and has worked with Rakuten Viber to enable chatbot payments in Greece.
Supported Payment Types
Merchants on Apcopay can offer e-wallets, prepaid cards, mobile payment systems, vouchers and further alternatives. Connected through our unified API, the setup costs little and works the same way in every market. Each method handles multiple currencies, picks the player’s language automatically and is built for mobile screens.
Help for Merchants
Clients get round-the-clock assistance. A dedicated account manager is the first contact, backed by technical engineers and a wider support team that resolves problems as they come up.
Fraud Prevention and Security
Apcopay’s anti-fraud suite, SHIELD, brings together card rules, live data analytics and reporting, and a risk-management engine. Operators can blacklist suspicious users and run fraud detection and analysis on their traffic. The result is lower chargeback exposure, healthy approval ratios and protected customer data.
Compliance and Licensing
The company meets the PCI DSS standard and is licensed by the financial regulators of every territory in which it does business.
Apcopay FAQ
What kind of company is Apcopay?
A payment gateway that specialises in iGaming and has long experience of running high-risk merchant accounts for gambling businesses.
Which operators can work with Apcopay?
Its main focus is licensed operators based in the EU and the UK. Licensees from Gibraltar, Malta, Alderney, the Isle of Man and Curacao are accepted as well.
How do I add Apcopay to my casino?
The quickest route is our API platform: one integration through our payments gateway gives your cashier access to every Apcopay payment method.
