Inpay at a Glance
Inpay was set up in 2008 by entrepreneur Jacob Tackmann Thomsen and runs its business from Copenhagen, Denmark. From the start it has specialised in international bank payments, and the iGaming sector has become one of its core markets. Today casino operators use it to move money in more than 100 countries.
Several milestones shaped the company:
- 2014: Inpay received a European Payment Institution licence, which opened the whole European Economic Area (EEA) to its services.
- 2018: it bought the payment provider Eurogiro, widening both its product range and its client base, including gambling operators.
- 2020: it released its Global Payout API, giving casinos a single connection to a broad set of international payment services.
Throughout, security and compliance have stayed at the centre of the product, which is why Inpay is a common pick for operators that need reliable bank rails in many countries at once.
Strengths and Limitations
Inpay covers a lot of ground, but it is not the right fit for every cashier. Here is a quick balance sheet.
Strengths
- Low cost per transaction
- Regulated by the Danish FSA
- Coverage in over 100 countries
- Built-in fraud detection
- Handles deposits and withdrawals
Limitations
- Bank transactions only, no cards or wallets
How an Inpay Payment Works
When Inpay is connected to your casino through our payments gateway, players can move money by international bank transfer quickly and safely. After a player picks Inpay and enters an amount, the flow behind the scenes looks like this:
- The casino submits the payment file, either as a SWIFT MT103 message or through the API.
- Inpay screens the payment and confirms that it is funded.
- Inpay instructs its FL partner in the destination country to complete the transfer.
- The casino is credited in local currency, in real time and with no deductions.
In markets with the right infrastructure, such as the United Kingdom, India and Turkey, Inpay settles transactions around the clock, every day of the week, and SEPA payouts inside Europe take minutes. For the player, the main draw is simplicity: there is no e-wallet to top up and no card number to type. They choose Inpay in the cashier, land on their own bank’s payment page and approve the transfer the way they always do.
Countries Covered
Inpay processes payments in over 100 countries. Its supervision by the Danish Financial Supervisory Authority and its compliance with EU AML and KYC rules give it access to every EU member state. The company is also a SWIFT member and part of the wider community of global financial institutions.
Inpay Products for Operators
Inpay offers two products that matter to a casino cashier:
- Inpay OpenBanking links the operator to a worldwide bank network through one API. Players pay for deposits straight from their bank accounts in three clicks, so cash flow and settlement are immediate. Operators benefit from lower running costs, less chargeback exposure and better margins.
- Cross-Border Payouts behave like a classic wire transfer, only quicker and cheaper. The processing fee is negotiated around transaction volume and value, and the FX margin is fixed and agreed in advance.
Every operator is also assigned a dedicated account manager who follows payment status and helps with day-to-day questions.
Help for Operators
Inpay puts a lot of weight on client satisfaction, and the dedicated account manager is the main channel for resolving issues quickly. When you run Inpay through our gateway, our own support team also helps with the integration and with any cashier questions that come up.
How Inpay Protects Payments
Inpay secures its systems with full-stack firewalls, two-factor authentication and antivirus software, and it runs penetration tests on an ongoing basis to find weak points before anyone else does. The whole network is monitored at all times and strict password policies apply. Third-party tools such as ComplyAdvantage add another layer of screening.
Licensing and Compliance
Inpay holds a licence from the Danish Financial Supervisory Authority (DFSA No. 22008). It follows EU legislation on anti-money laundering, counter-terrorist financing and the other rules that apply to payment institutions.
Inpay FAQ
What is Inpay?
Inpay is a cross-border payments service for fast, secure and low-cost bank transfers, and it is often used as an alternative to SWIFT wires. Payouts are available in over 100 countries.
Why use Inpay in an online casino?
Its bank transfers are quicker and cheaper than traditional wire transfers, and they are protected by current fintech security measures. Players also avoid extra registrations because they pay from their existing bank account.
Is Inpay a legal payment method?
Yes. Inpay is licensed by the Danish FSA and complies with the relevant EU laws.
